You rent everything
Apartment. Car payments. Software subscriptions. Streaming. Even your groceries come on Klarna installments now. You don't OWN anything — and what little you do is leveraged against the next paycheck.
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Built by the team at Real Investment Advice (RIA) for the generation that's done paying everyone else first. Institutional-grade research and proprietary model portfolios — without the $24,000 terminal fees.
Trusted by individual investors, advisors & institutions across the U.S.
A product of Real Investment Advice (RIA)SEC-Registered Investment Adviser
REAL INVESTMENT ADVICE · DAILY EDITION · TUESDAY, JUNE 23
Life insurance is one of the most misunderstood tools in financial planning.
Hosted by Lance Roberts
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The Problem
Housing. Cars. Software. Streaming. Buy-now-pay-later groceries. Wealth tools that cost more than your rent. Your paycheck arrives already promised to someone else.
Apartment. Car payments. Software subscriptions. Streaming. Even your groceries come on Klarna installments now. You don't OWN anything — and what little you do is leveraged against the next paycheck.
Between work, family, rent, and the next bill, you can’t read 100-page annual reports or screen 17,000 securities yourself. The serious research tools assume you can. Most "easy" tools are too shallow to be useful.
Bloomberg terminals cost roughly $24,000 a year. The free tools retail investors get are toy versions, built to keep you trading. The professional analysis sits behind firewalls only institutions can afford.
The Way Out
Institutional-grade research tools, built for self-directed investors.
01 · Transparency
See exactly what goes into the Real Investment Advice (RIA) model portfolios — every holding, every weight, every rotation. No proprietary algorithms hiding the logic. You see the moves, then you decide what to do with them.
Model portfolio — illustrative
02 · Risk
Risk-range analytics show probabilistic support and resistance zones for any position. Factor-exposure scoring helps you understand how a trade fits your existing portfolio before you take it.
Risk range — illustrative
03 · Discovery
Filter the universe of stocks, ETFs, and funds against the same criteria institutional analysts use. Save your screens. Get alerts when new matches appear.
Saved screen — illustrative
| Symbol | Sector | P/E | Chg |
|---|---|---|---|
04 · Education
Every metric has a one-line explanation. Every chart has a "why this matters" note. Built for people who want to actually understand what they own — not just click buy and hope.
Fundamentals — illustrative
What is P/E Ratio?
How much investors are paying for $1 of a company’s earnings. A higher ratio means investors expect stronger growth.
Pricing
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What’s Inside
Free unlocks the basics. Monthly or Annual unlocks the toolkit the Real Investment Advice (RIA) research desk uses internally.
Prices, sector heat maps, daily movers.
Curated by the Real Investment Advice (RIA) research desk.
Save symbols and follow their prices (browse-only).
Filter the universe by sector, market cap, and fundamentals.
Earnings, dividends, and economic data releases.
Track up to 10 portfolios with attribution analysis, factor exposures, and risk metrics.
The Real Investment Advice (RIA) position-sizing methodology — see expected ranges for any ticker.
Plain-English summaries of fundamentals, technicals, and news on any ticker.
Save complex screens and get alerts on new matches across 17,000+ securities.
Identify shifts in sector leadership and laggers.
Codify your rules and test them against historical data.
Alerts for technical and fundamental shifts on your watched names.
13F filing tracker — follow institutional positioning.
Build and benchmark your own model portfolios.
Market research and analysis from the Real Investment Advice (RIA) team.
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